This website is for intermediaries use only

Affordability calculator

Please note that this calculator is for guidance purposes and the amount quoted is subject to underwriting and credit score. In order to get the most accurate decision, please complete all applicable fields.

Client details.

Client ref:
Name:

1. Loan requirements

Is this part of a Government affordable housing scheme?
Loan amountTerm yearsTerm months
   
Total years:
Total months:

2. Household composition

Number of applicants:
Number of adult dependents: ?
Number of child dependents: ?

3. Income

In order to calculate, the applicant's income must be stated.
Job 1 Details Applicant 1 Applicant 2
Employment and Fixed Term Contract Details
Gross Annual basic salary:
Annual regular / guaranteed overtime: ?
Frequency overtime paid:
Annual regular / guaranteed commission: ?
Frequency commission paid:
Annual regular / guaranteed bonus: ?
Frequency bonus paid:
Permanent annual shift allowance:
Annual large town / car allowance:
Self-Employment Details
Latest Return:
Previous Return:

Add job 2
Job 2 Details Applicant 1 Applicant 2
Employment and Fixed Term Contract Details
Gross Annual basic salary:
Annual regular / guaranteed overtime: ?
Frequency overtime paid:
Annual regular / guaranteed commission: ?
Frequency commission paid:
Annual regular / guaranteed bonus: ?
Frequency bonus paid:
Permanent annual shift allowance:
Annual large town / car allowance:
Self-Employment Details
Latest Return:
Previous Return:

Add other income

Tax code: ?

Total Annual Income(multiple) 0
Total Annual Income(aff) 0
Monthly net income

4. Expenditure

Monthly Amount Applicant 1 Applicant 2    
Gross salary deductions (month) ?    
Net salary deductions (month)   ?    
 
Child Maintenance:    
Nursery/School/College/University fees:    
Nanny/Child Minder/Au pair:    
Private Care Home:    
     
Ground Rent / Service Charge ( Annual Amount )    
Insurance(s) and Pension(s) relevant to this application (Building & Contents or Life Policies):
Council tax:
Food and non-alcoholic drink:
Travel/transport:
Housing, fuel, power and communication:
Other expenditure (Clothing/Footwear or Health):
 
Government affordable housing schemes
Shared Equity Loan Amount ?    
Shared Ownership Rent Amount ?    

Mortgage commitments ?

Monthly payment 
Delete
 
Total mortgage commitments:

Store / credit card balances

Credit card balances 
Delete
 
Total credit / store cards:

Loan and hire purchase

Monthly payment 
Delete
 
Loan / hire purchase total:
WBBS max loan amount 0



*The use of this calculator is intended for intermediaries only. The calculations it provides are indicative only, and do not constitute or form any offer of a mortgage from the West Brom.

By using the West Brom for intermediaries website you agree to our use of cookies which we use to help improve our service to you. For more information and details on the types of cookies this site uses please visit our privacy policy which can be found here.

West Bromwich Building Society - Head Office, 2, Providence Place, West Bromwich, West Midlands B70 8AF. The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Register No:104877. 'the West Brom' and 'the West Brom for intermediaries' are trading names of West Bromwich Building Society.

This site is for professional intermediaries only.


Affordability Calculator: MAPS CORE v001
© West Bromwich Building Society